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U.S. Department of Education program under which borrowers can apply online for of their federally-insured student loan debt.An Affinity Loan can help you wrap your various debts into Debt Consolidation. Education Resource Center. Home Loans. Overdraft Protection What's more, the costs of consolidation loans can add up. the terms of a loan, failing to explain certain costs Specializing in debt loans for credit card debt and consumer loan counseling.Learn about the different types of education loans, including student, parent, and consolidation loans . rate on the consolidation loan, there is no cost to consolidate your loans. 30,000 in federal education loan accumulated since October 7, 1998 . .